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FAQ
A: All FDA approved brand and generic prescription medications are
covered.
A: No, everyone can enroll and benefit from the plan.
A: Yes. In fact, we recommend it. Use the
prescription
drug pricing tool to get prices.
A: Yes, and you can expect even greater savings!
A: Anyone may use the program if it is used at pharmacies within the
U.S., or the drugs are purchased through our US
mail order program
.
A: No. This program will not affect the way you are cared for by
your physician. You should, however, always consult with your doctor
about saving money on prescription medications.
A: Industry standards determine the discounted rate for prescription
medications. This means in most instances, all participating
pharmacies will offer the same low price. These rates are updated at
least once a week, so prices may vary depending on when you go to
the pharmacy. From time-to-time, pharmacies may offer special sale
prices for a limited time on selected drugs. These sale prices may
be lower than the scheduled discount rates, in which case the card
holder will pay only the lowered sales price.
A: It means that a participating pharmacy will give you their lowest
(or best) price available at their pharmacy. In 80% of previous
transactions, that price will be significantly lower than any retail
or sale price you would receive without the card. If a brand name or
generic drug is available through your participating pharmacy at a
lower price than the scheduled price, you will pay only the lower of
the two prices.
A: All chain pharmacies and most independent pharmacies have been
given equal opportunity to serve you via this program. Pharmacies
are required to offer very deep discounts and assist in performing
some fairly complicated drug management procedures on behalf of our
card holders, and some pharmacies simply refuse. However that gives
you the confidence of knowing that pharmacies participating have
your best interests in mind.
A: This program can be used to obtain savings on prescription drugs
that are excluded by your insurance plan or are not covered because
you have exceeded your insurance plan's maximum limits. In some
instances, you might find that the Family Benefits Association
Prescription Card's price is lower than your program's co-payment
amount. In addition, if your plan does not offer you a drug card and
you are reimbursed after each transaction, you may be able to use
the Family Benefits Association Prescription Card to lower your
out-of-pocket expenses.
A: As a Family Benefits Association Prescription Discount Card
member, you are entitled to your benefit. Your pharmacist will not
know what the card savings will be until the prescription is sent
for pricing via the pharmacist's computer. If your Pharmacist does
not want to comply with the program, you should consider going to a
pharmacy that honors the card.
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| Amazing
but true... Americans
spent a whopping $164,143,000 on prescription drugs in
2001. That was up almost 13% over the $145,611,000 spent
in 2000.
Source: IMS Health and National Assn. of Chain Drug
Stores, Economics Dept.
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| In
The News Percentage
of Americans who use at least one prescription drug daily:
46.
Average number of prescriptions per U.S. resident,
annually, 2001: 11.
Projected cost of prescriptions in U.S., 2014: $414
billion.
Source: Los
Angeles Times
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